Traditionally, lenders have had to reply on limited information to make credit decisions. Typical credit reports heavily focused on past payment history and lacked details on income, cash, investments, and other assets consumers have at their disposal to pay bills. Envestnet® | Yodlee® Risk Insight reports are designed to supplement traditional credit reports by utilizing consumer-permissioned aggregated data from over 16,000 sources, including banking, investment, loan, and credit card information.