Over the 5,000-year history of money, two major transformations completely revolutionized society. One was minting metal coins in a standard weight. The other was the replacement of metal coins with paper currency. Today, we’re going through a third major transformation as the world moves from paper cash to digital payments.

As technology has evolved, the demand for seamless payment experiences has increased, with today’s consumers expecting to be able to make any payment or accomplish any financial task from a mobile device. Given the changing nature of payments and growing consumer expectations, every company needs to think like a FinTech in order to stay relevant.